Most homeowners don't realize their exterior water and sewer lines aren't covered — by the MDC or by their insurance — until they're facing a repair bill of thousands of dollars. Our protection plans change that.
As a homeowner or landlord, you're responsible for the sewer and water lines from your house all the way to the municipal main. If there's a blockage, backup, or rupture anywhere on that lateral line, you're on the hook.
The MDC doesn't cover those utilities from the street to the house. Homeowner's insurance doesn't cover exterior utility lines. And all repairs must be made by an MDC-certified contractor — out of your pocket.
Note: snaking for damage outside of natural causes isn't covered, but is always available at half the price of other competitors.
Your rate depends on the current condition of your line and the work involved in a future replacement. Choose monthly, annual, or multi-year — whatever fits your budget. It starts with a free assessment.
In most cases, no. Homeowner's insurance typically does not cover the exterior water and sewer lines running from the street to your house. Those repairs come out of your pocket.
Sewer and water line repairs and replacements typically run $5,000 to $15,000, depending on the length, depth, and condition of the line and any obstacles for excavation.
You are. As a homeowner, you're responsible for maintaining and repairing the lateral line that runs from the municipal main to your home.
Then you've had peace of mind and a documented video inspection of your line's condition. The plan protects you against a five-figure surprise that most homeowners aren't prepared for.
Start with a free assessment of your line. We'll show you its condition and give you a plan that fits.
Outside the MDC service area? Call us — we can structure similar coverage for other parts of Connecticut.